Flowvium
Back to Explorer

OneMain Financial Holdings, LLC

OMFintermediary

OneMain Financial is the largest US consumer finance company serving non-prime borrowers, operating 1,400+ branches across 44 states. It offers secured and unsecured installment loans to the 100M+ Americans underserved by traditional banks.

Share:
Compare

Products & Revenue

Product Revenue Share

Revenue Breakdown ($3.8B)

Static data (loading live financials…)

Interest Income & Fees (85%)
Other Revenue (15%)

Segment Breakdown & Key Customers

Product Details

Personal Loans (Secured & Unsecured)85%

Installment loans to non-prime consumers — $1,500-$20,000, fixed rate, 3-5 year terms. 1,400+ branch offices.

OneMain BrightWay Credit Card10%

Secured credit card for credit-building — cross-sell to loan customers.

Insurance Products5%

Credit life, disability, and unemployment insurance sold alongside loans.

Supply Chain Relationships

Macro & Market Context

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Upcoming Catalysts

JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)Fed FOMC 회의 (2026.05, 06)Basel III Endgame 최종 규정 확정

Latest News

Loading news...

AI Analysis

Click "Get AI Analysis" for an AI-powered supply chain analysis of OneMain Financial Holdings, LLC.

Company Info

Headquarters

Evansville, IN

Founded

1912

Employees

9,500

Sector Overview금융

Sector News

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Key Themes

  • 금리 인하 → 모기지·기업대출 수요 회복 기대
  • M&A·IPO 재개 — Goldman·Morgan Stanley IB 수수료 급증
  • 핀테크 규제 완화 기대 — Block·Affirm·Upstart 수혜

Upcoming Catalysts

  • JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)
  • Fed FOMC 회의 (2026.05, 06)