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Insperity

NSPintermediary

Insperity is the second-largest US PEO, providing full-service HR outsourcing (payroll, benefits, risk mgmt, compliance) to 10,000+ small and mid-size businesses with 300,000+ co-employees.

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Products & Revenue

Product Revenue Share

Revenue Breakdown ($6.25B)

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Professional Employer Services (Gross) (90%)
Other HR Services (10%)

Segment Breakdown & Key Customers

Product Details

Workforce Solutions (PEO)90%

Full-service PEO co-employing 300,000+ workers — handles HR, payroll, benefits, risk management, and compliance for SMBs.

Human Capital Management SaaS10%

Insperity Premier HCM platform bundled with PEO services for time tracking, talent, and self-service HR.

Macro & Market Context

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Upcoming Catalysts

JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)Fed FOMC 회의 (2026.05, 06)Basel III Endgame 최종 규정 확정

Latest News

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AI Analysis

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Company Info

Headquarters

Kingwood, Texas, USA

Founded

1986

Employees

3,900

Sector Overview금융

Sector News

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Key Themes

  • 금리 인하 → 모기지·기업대출 수요 회복 기대
  • M&A·IPO 재개 — Goldman·Morgan Stanley IB 수수료 급증
  • 핀테크 규제 완화 기대 — Block·Affirm·Upstart 수혜

Upcoming Catalysts

  • JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)
  • Fed FOMC 회의 (2026.05, 06)