Capital One Financial Corporation

COFleader

Capital One is a technology-focused financial company and one of the nation's largest credit card issuers, known for pioneering data-driven lending and its early adoption of cloud-native technology.

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产品与营收

产品营收占比

营收构成 ($38.2B)

静态数据（加载实时财务…）

Credit Card (55%)

Consumer Banking (30%)

Commercial Banking (15%)

业务板块构成与主要客户

产品详情

Credit Card55%

National credit card lending with data-driven underwriting and rewards programs

Consumer Banking30%

Direct banking, auto loans, and retail deposits through Capital One cafes

Commercial Banking15%

Commercial and industrial lending, treasury management

供应链关系

合作伙伴

Visa Inc.

Visa-branded credit cards

影响: Critical — card network partner

Amazon.com (AWS)

Co-branded Amazon credit cards

影响: Medium — key co-brand partnership

竞争对手

JPMorgan Chase & Co.

Credit card lending

影响: Major credit card competitor

宏观与市场背景

금융行业新闻

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

3.50~3.75%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

近期催化剂

◆JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)◆Fed FOMC 회의 (2026.05, 06)◆Basel III Endgame 최종 규정 확정

AI 分析

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企业信息

总部

McLean, Virginia, USA

成立时间

1994

员工人数

55,000+

官网

capitalone.com

行业概况 — 금융

行业新闻